Part 1: Planning Your Personal Finances

Chapter 1: Personal Finance Basics and the Time Value of Money

Appendix: The Time Value of Money

Chapter 2: Financial Aspects of Career Planning

Appendix: Résumés, Cover Letters, and Interviews

Chapter 3: Money Management Strategy: Financial Statements and Budgeting

Appendix: Money Management Information Sources and Advisors

Chapter 4: Planning Your Tax Strategy

Part 2: Managing Your Personal Finances

Chapter 5: Financial Services: Savings Plans and Payment Methods

Chapter 6: Introduction to Consumer Credit

Chapter 7: Choosing a Source of Credit: The Costs of Credit Alternatives

Part 3: Making Your Purchasing Decisions

Chapter 8: Consumer Purchasing Strategies and Legal Protection

Appendix: Consumer Protection Agencies and Organizations

Chapter 9: The Housing Decision: Factors and Finances

Part 4: Insuring Your Resources

Chapter 10: Property and Motor Vehicle Insurance

Chapter 11: Health, Disability, and Long-Term Care Insurance

Chapter 12: Life Insurance

Part 5: Investing Your Financial Resources

Chapter 13: Investing Fundamentals

Chapter 14: Investing in Stocks

Chapter 15: Investing in Bonds

Chapter 16: Investing in Mutual Funds

Chapter 17: Investing in Real Estate and Other Investment Alternatives

Part 6: Controlling Your Financial Future

Chapter 18: Starting Early: Retirement Planning

Chapter19: Estate Planning